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 Options for Foreign buyers :-  
 
We accept payments through Credit Card
 
American Express: The world's favorite card. More than 57 million cards in circulation and growing! Around US $ 123 billion was spent last year through American Express Cards and it is poised to be the world's No. 1 card in the near future. In a regressive US economy last year, the total amount spent on American Express cards rose by 4 percent. American Express cards are especially popular in the U.S., Canada, Europe and Asia and are used widely in the retail and everyday spend categories.
JCB Cards: The JCB Card has a merchant network of 10.93 million spanning 189 countries. It is supported by more than 320 financial institutions worldwide and serves more than 48 million cardholders in 18 countries. The JCB philosophy of "identify the customer's needs and please the customer with Service from the Heart" is paying rich dividends as their customers spend US$43 billion annually on their JCB cards.
MasterCard: MasterCard International is a global payments company with one of the most recognized and respected brands in the world. With 32 million acceptance locations, no payment card is more widely accepted globally than MasterCard. Last year, MasterCard handled transactions worth US$285 billion.

VISA: The world's most preferred card. There are more than one billion cards in circulation, with unsurpassed acceptance in more than 150 countries. Visa-branded cards generate US$2.4 trillion in annual card sales volume. Nearly half of this in US alone.
   
We accept payment online through Net Banking
   
 
HDFC Bank:
Established in August 1994, HDFC (Housing Development Finance Corporation) Bank Limited offers a wide range of commercial and transactional banking services and treasury products to wholesale and retail customers. This includes working capital finance, trade services, transactional services, cash management etc. It also is a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Moreover, it hosts a wide array of retail loan products like Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers.
ICICI ePayments Ltd.:
ICICI ePayments Ltd., a subsidiary of ICICI Ltd., (www.payseal.com) is dedicated to providing secure electronic commerce payment solutions. It is the first company in the Asian region to incorporate Visa International's Global Authentication Payment Mechanism. This is a 3-D secure protocol, which makes it mandatory for the card holder to punch in not only his PIN number, but also a special log-in ID and a password which will enable banks to identify and trace the point of origin of the transaction. This process of tracking will leave absolutely no scope of dispute or charge backs. The Company will also provide proprietary payment gateway services to CCAvenue.
Punjab National Bank (PNB) :
Established in 1895 at Lahore , undivided India, Punjab National Bank (PNB) has the distinction of being the first bank to have been started solely with Indian capital. From its modest beginning, the bank has grown in size and stature to become a front-line banking institution in India at present. Punjab National Bank (PNB) is today, serving over 3.5 crore customers through 4497 offices, largest amongst Nationalized Banks.
   
   
Payments by Cheque are also acceptable in any of the following currencies :-
 
1. US Dollars cheques drawn on any US bank
2. Euro currency cheques drawn on any European union bank
3. Pound Sterling cheques drawn on any UK bank
   
International Money Order & Foreign Postal Money Orders are also acceptable.
Payments can also be remitted by Telegraphic/ Wire Transfers directly to our bank at the following
  bank account under intimation to us by email or fax:-
  Account No. 52605006160
  Beneficiary : SAUJANYA BOOKS
  Standard Chartered Bank Ltd.
  Ground Mezzanine, First Floor,
  Shop No.43 Main Market, Defence Colony,
  New Delhi 110024 (India)
  Swift Code : SCBLINBBDEL [INDIA]
  Swift Code : SCBLUS33XXX [USA]
   
 Options for Indian buyers :-
We accept payments through CREDIT Card / DEBIT Card / MOBILE Wallet / PayTM
Bank Draft payable at any bank in Delhi
Personal Cheque payable at par
Money Order
Bank Transfer through Net Banking (NEFT/RTGS) directly to our following bank account:-
  Beneficiary : SAUJANYA BOOKS
  Bank Name : ICICI Bank Limited
  IFSC Code : ICIC0000160
  Account No. : 016005000259
  Bank Address : H-1, Model Town-III, Delhi-110009 (India)
 
 
 
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