viii, 191p., Figs., Tables, App., Bib., Index, 23 cm.
CONTENTS:- Preface; 1. Credit system in rural areas; 2. Theoretical foundations for bank nationalization; 3. Justification for bank nationalization in India; 4. Change in ownership of Indian commercial banks for sound banking; 5. Nature and structure of rural development financing and dilemma of poverty; 6. Rural finance; 7. Schematic impact of nationalsed loans on rural development; 8. Suggestions and their implications;
The present research based study critically analyses the contribution of nationalized banks to rural development. The core of the present research lies in finding how far the banks nationalization has replaced the private moneylenders and greatly contributed to the amelioration of economic conditions of the rural poor. This book also discusses the malfunctioning of these banks which fell prey to certain type of evils and weaknesses posing a danger of re-privatisation besides intending rural beneficiaries failures in seeking bank loans etc., specially in state of Haryana, belonging to weaker sections.