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Micro Finance for Rural India: Institutional Arrangements and Policies / Bhagowati, Surajit Kumar
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Micro Finance for Rural India: Institutional Arrangements and Policies
Bhagowati, Surajit Kumar
 
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List Price : US$ 37.61
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  Book ID : 41216
  ISBN-10 : 81-7708-333-3 / 8177083333
  ISBN-13 : 978-81-7708-333-0 / 9788177083330
  Place of Publication : Delhi
  Year of Publication : 2013
  Edition : (First Edition)
  Language : English
  212p., Bib., Index, 23 cm.
   
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 CONTENTS
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 DESCRIPTION
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According to India's 2011 Census, the rural population was 68.8% of India's total population. Rural development implies both the economic betterment of people, as well as greater social transformation. Increased participation of people in the rural development process, decentralization of planning, better enforcement of land reforms, and greater access to credit and inputs go a long way in providing the rural population with better prospects for improved quality of life.

Since independence in 1947, the government of India and the Reserve Bank of India have made concerted efforts to provide the poor with access to credit. Despite the phenomenal increase in the physical outreach of formal credit institutions in the past several decades, the rural poor continue to depend on informal sources of credit.

It is in this context that micro credit has emerged as the most suitable and practical alternative to the conventional banking in reaching the hitherto unreached poor population. Micro credit enables poor people to be thrifty and helps them in availing the credit and other financial services for improving their income and living standards.

This book examines the working of institutions engaged in providing rural finance and the policies of the government for financial inclusion of the poor.

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