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Banking in India: Past, Present and Future / Shahi, Ujjwala
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Banking in India: Past, Present and Future
Shahi, Ujjwala
 
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List Price : US$ 41.19
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  Book ID : 40737
  ISBN-10 : 81-7708-334-1 / 8177083341
  ISBN-13 : 978-81-7708-334-7 / 9788177083347
  Place of Publication : Delhi
  Year of Publication : 2013
  Edition : (First Edition)
  Language : English
  With a foreword by Sh. U.K. Sinha, 246p., Bib., Index, 23 cm.
   
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 CONTENTS
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 DESCRIPTION
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Banking in India has a long history and it has evolved over the years passing through various phases. The beginning of modern day banking in India can be traced to 18th century when English traders came to India. The English AgencyHouses in Calcutta and Bombaybegan to conduct banking business besides their commercialactivities.

Banking in India during the pre-Independence period was largely characterised by the existence of private banks organised as joint stock companies. Most banks were small and had private shareholding of the closely-held variety. They were largely localised and many of them failed.

At the time of Independence in 1947, the Indian banking system was weak. The entire banking sector was in the private sector and the credit requirements of agriculture and other needy sectors were ignored. With a view to better aligning the banking system to the needs of planning and economic policy, the policy of social control over the banking sector began in 1967. The year 1969 was a landmark in the history of commercial banking in India. In July of that year, the Government nationalised 14 major commercial banks of the country. In April 1980, Government nationalised 6 more commercial banks.

The period beginning from the early 1990s witnessed the transformation of the banking sector as a result of financial sector reforms that were introduced as a part of structural reforms initiated in 1991.

This book integrates and brings together the history of modern banking in India, with focus on recent developments in the context of liberalization and privatization wave sweeping across world economies.

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